I use Raisin to get better interest rates on savings accounts and fixed-term deposits across Europe. It’s not an “exciting” investment, but for parking money safely, it works really well.
The main benefit is convenience — you open one account and get access to offers from dozens of partner banks. You can compare rates, terms, and everything is managed from a single platform.
The process is smooth, the app is decent, and interest is usually higher than what you'd get from a typical bank in Spain. I also like that the deposits are covered by the national deposit guarantee schemes of each country.
That said, it’s not instant — opening a new deposit takes a few days, and some banks are slower than others. But overall, it’s a good tool for safe, hands-off returns.
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