Chase offers one of the broadest credit card ecosystems in the US, with options covering cash back, travel, airline miles, hotel rewards and business spending. Its combination of established banking infrastructure and multiple rewards programs makes it a strong choice for people willing to compare cards carefully.
The Refer-A-Friend program is particularly interesting, but there is no single universal Chase referral reward. Offers depend on the card. Current examples include $50 cash back per approved referral on participating Chase Freedom cards, 15,000 points for eligible Chase Sapphire referrals, and different rewards for United, Southwest, Marriott Bonvoy, IHG and other participating cards.
One important detail: the referred person must apply through the cardholder's personalized Chase referral link. Applying independently may mean the referrer receives no reward. Approval is also required, and annual referral limits vary by offer.
Chase cards can provide substantial value through welcome offers, category bonuses, travel benefits and the Ultimate Rewards ecosystem. However, fees, interest rates, eligibility rules and redemption value differ considerably between products. A card that is excellent for a frequent traveler may make little sense for someone seeking simple cash back.
I therefore recommend comparing the specific card, its current public offer and the referral offer before applying rather than choosing solely because a referral bonus is available.
A powerful and versatile credit card ecosystem, particularly for users who understand how to maximize its rewards.
-- The Rebel Marketer