Chime Referral Codes

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Chime referrals are currently active. The referred customer receives $100 cash. The referrer receives $100 cash.

Use an eligible Chime referral link to complete the qualifying action. Browse the latest shares below.

A Chime referral code or link may be subject to change.

Last checked: October 2026 Latest Addition: October 2026

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Reward
Referred By
$350 Cash Bonus!
Join me on Chime and get $350 over 3 months. Set u...
$130 bonus
FREE $30 AMAZON GIFTCARD WITH CHIME REFERRAL WHEN ...
$100
Join me on Chime and get $100. Terms apply.
$100
Must open a new account with qualifying direct dep...
20$
$100
Chime — $100 for you, $400 for me. Open a Chime Ch...
$100 both sides
$100 both sides with a $200+ qualifying direct dep...

Chime Referral Questions

The referred customer receives $100 cash, and the referrer receives $100 cash.

Yes. Chime currently shows an active referral programme.

Open an eligible Chime referral link and complete the qualifying action.

ReferralCodes members have left 33 reviews, with an average rating of 4.9 out of 5.

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Recommended by
Review
Score
I have chime I love the free banking was easy to sign up and believe me I need easy.
5
Chime makes everyday banking easy and simple with their mobile app, no monthly fees, and early direct deposit. They also have a good referral program that offers rewards. Customer service is good. Chime provides a great banking experience that I recommend.
5
I’ve had a really good experience with Chime. The app is simple and easy to use, and I like being able to receive my direct deposit early. They also have a great referral bonus program. The bonus process was straightforward, and the reward was deposited quickly after the qualifying direct deposit was received. Overall, Chime has been convenient and reliable, and I would recommend it.
5
Chime has made everyday banking more accessible with a simple mobile-first experience, no monthly maintenance fees on standard accounts, and useful features like early direct deposit (where eligible), automatic savings tools, and real-time transaction notifications. The referral program is an attractive bonus for eligible new users, offering rewards when the required conditions are met. The app is intuitive, account setup is straightforward, and customer support resources are easy to access. As with any financial service, it's important to read the eligibility requirements, referral terms, account features, and fee disclosures before signing up. Availability and rewards may change over time. Overall, Chime is a solid choice for people looking for a modern digital banking experience with practical money management tools and a rewarding referral program. — The Rebel Marketer
5
I’ve been using Chime for a while now, and it’s been the best banking experience I’ve had. I get my direct deposit up to 3 days early, which helps me stay ahead on bills. I also use Chime Prime and love earning 3.75% APY on my savings and 5% cash back on eligible purchases. Chime has offered me Instant Loans that I’ve paid off, and their credit-building tools have helped improve my credit score. SpotMe has been helpful when I’ve needed a little extra flexibility, and the app makes it easy to track my spending, savings, and credit all in one place. Overall, Chime has made managing my money much easier, and I highly recommend it.
5
Bonus pays out quickly and they've released a new card with 5% cashback in your chosen category if you meet some requirements. My mom is really loyal to Chime.
5
Love this bank
5

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Referral Rewards

Referrer earns: $100 – cash
Referred reward: $100 – cash

Chime referral tips!

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