DKB is a strong option for anyone looking for a modern German current account with a genuinely useful referral program. The DKB Girokonto includes a free Visa debit card, and the account itself can be free when you receive at least โฌ700 per month or if you're under 28.
The referral system is particularly well designed: DKB lets the referrer decide whether the reward goes to them, to the new customer, or is split 50/50. At the time of writing, DKB advertises a โฌ50 reward for a successful recommendation.
There are some conditions worth knowing. Without the required monthly incoming funds (and outside the under-28 exemption), account fees may apply, while some international benefits depend on DKB's Aktivstatus.
Overall, this is a credible banking offer with transparent conditions, a useful Visa debit card and an unusually flexible referral mechanism. Check the current DKB terms before applying, as bonuses and conditions can change.
The Rebel Marketer