I’ve been using Hastings Direct for my insurance and have found their Multi Car and Premier policies to be incredibly competitive, often offering the best rates I could find. If you use my unique referral link to take out a new policy, I can earn a reward of up to £75 as a thank you for the recommendation. You’ll get access to their highly-rated app and great features like the Uninsured Driver Promise, which protects your no-claims discount if you're hit by someone without insurance. Just make sure to use the link directly rather than a comparison site so that the referral registers correctly!