Zilch Referral Codes

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Zilch referrals are currently active. The referred customer receives ยฃ5 reward. The referrer receives ยฃ5 reward.

Use an eligible Zilch referral link to place a first order. Browse the latest shares below.

A Zilch referral code or link may be subject to change. The offer is for new customers and listed for UK. Thereโ€™s no limit to the amount of referrals you can make.

Last checked: October 2026 Latest Addition: October 2026

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Reward
Referred By
ยฃ5
ยฃ5 in rewards
ยฃ5 in rewards when you sign up. You can then use i...
ยฃ5 reward
ยฃ5 reward for signing up.
ยฃ5
Pay over 6 weeks,3 month and 12 month if u r eligi...
5
Hey! Join me and over 5 million people who love Zi...
Free ยฃ5 for joining
Hey! Join me and over 5 million people who love Zi...
ยฃ5
Hey everyone, You can get a completely free ยฃ5 bo...

Zilch Referral Questions

The referred customer receives ยฃ5 reward, and the referrer receives ยฃ5 reward.

Yes. Zilch currently shows an active referral programme.

Open an eligible Zilch referral link and place a first order.

The offer is for new customers and listed for UK.

No. The current offer is for new customers.

Thereโ€™s no limit to the amount of referrals you can make.

Boost icon See More Reviews & Recommendations View All
Recommended by
Review
Score
Zilch is a UK payment and rewards app that lets eligible customers pay immediately or spread certain purchases over time, while also earning rewards on qualifying transactions. The combination of a virtual card, retailer offers and flexible payment options makes it a distinctive alternative to a conventional cashback app or credit card. The current referral programme gives both an eligible existing customer and a successfully referred new customer ยฃ5 in Zilch Rewards after the new account is approved and the required identity and card-issuance steps are completed. Referral rewards can change during promotional periods, so the live terms should be checked before joining. Independent customer feedback is very strong at substantial scale, particularly around convenience and rewards. The important caveat is that Zilch is a credit product when pay-over-time features are used: eligibility is subject to status, fees or interest can apply, and borrowing should be managed carefully rather than treated as free money. For UK adults who understand the credit terms and value flexible payments plus rewards, Zilch offers a polished and widely used proposition. โ€” The Rebel Marketer
5
โ—€๏ธโ€ผ๏ธCLICK ON MY PROFILE FOR THIS REFERRAL AND SCROLL DOWN! THANKS โ˜บ๏ธ ๐ŸŒŸ Please use the referral link to ensure you receive the correct bonus as clicking on a recommendation link might not offer any incentive. Zilch is a UK payment app and virtual credit card that lets you pay in full or split purchases into interest-free instalments at many retailers. New users can get ยฃ5 in rewards (500 reward points) via a referral, with no spend required to unlock the bonus. Use the Zilch card online or in-store via Apple Pay, Google Pay or Samsung Wallet. Choose โ€œPay Nowโ€ to use your own debit card and earn cashback rewards, or use instalments over several weeks with clearly shown fees (similar to Klarna/Affirm) Cashback can potentially stack with other cashback platforms like TopCashback/Quidco/Rakuten/NX/Complete Savings/Airtime Rewards etc. Cashback Retailers have included the likes of: Aldi, AliExpress, Amazon, Apple Store, Argos, ASOS, Boots, CEX, Currys, Dunelm, eBay, EE, Etsy, JD, John Lewis, LEGO, Lidl, Matalan, Morrisons, Netflix, Nike, O2, Octopus Energy, Primark, Selfridges, Specsavers, Sports Direct, TK Maxx, Temu, Tesco, Uber Eats, Vision Express, Wickes, Supermarkets and more.
5
A rewarding BNPL app
5
Recommended
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Recommended
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Recommended
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Share Referrals for Easy Passive Income

Share Your Zilch Referral

Referral Rewards

Referrer earns: ยฃ5 โ€“ reward
Referred reward: ยฃ5 โ€“ reward
Trigger: first purchase

Zilch referral tips!

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