Chime Reviews

Chime reviews (2026) 22 verified reviews with an average rating of 4.9/5. Last updated Dec 4, 2025. Read recent customer experiences, opinions, views covering everything including quality, service, value for money, support as well as referral success or other bonuses. Good or bad experience with Chime? Share your own review to make your opinion count and help others decide 🙏

4.9

Based on 22 reviews

Member Reviews

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renalia Dec 04, 2025

I love this banking app!! I have been using chime for almost 8 years now and have never had any real issues with them. They are quick about fixing unauthorized transactions on a timely manner, they have a credit builder card that helps with your credit score, they have virtual cards and physical cards, and they have cashback and other useful tools you can use. I HIGHLY recommend this banking app.

Weston Sep 29, 2025

I first tried Chime when my credit was bad and I wanted to try out their Credit Builder secure credit card. You load it with money and when you spend it, you reload it, and there are no due dates. But Chime reports it as paid on your credit and it works wonders! Other than that, it's a pretty decent online bank too!